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Archive for the Investments 101: Your Investment Returns Should Not Be a Mystery to You Category

Avoiding the Bitcoin mania

A few weeks ago I was approached by a referral agent asking if I would consider introducing my private wealth clients to an online coin club that trades digital coins like Bitcoin, Ethereum and other online currencies, in exchange for a lucrative commission. Even as I declined, […]

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Women investors; astute and growing in confidence

Women are often reluctant investors. A survey of investors conducted earlier this year by the US based Fidelity Investments showed that 91.0% women consider themselves to be below average investors and expect to do poorly compared with men. This survey and many others like it, show that […]

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Syndicated mortgages: Proceed with care

Recent headlines were rife with news about a group of Chinese Canadian investors who lost $9.0 million dollars investing in a rather well known investment product called syndicated mortgages. These headlines hit home since I have clients who made similar investments prior to coming over to Vulcan. […]

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Talk to your teenagers about building lifelong investment habits

Investments might be the last topic that comes to mind in relation to discussions with your teenager. However, I can safely say that talking investments along with that whole earning, saving and spending spiel is very critical to their development as responsible adults and their long-term financial […]

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Four Pillars of Long-term Investment Success

As we approach tax season, many among us ponder annual contributions to our Registered Retirement Savings Plan (RRSPs) and Tax-Free Savings Accounts (TFSAs). While some tend to ignore or play down their annual contributions, it is important to understand the role regular contributions play in generating wealth. […]

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Understanding TFSAs and RRSPs

Tax Free Savings Account (TFSA) Anyone with some amount of savings can put it in a savings account with a bank or invest it. Either way these savings generate an additional income (by way of interest, or dividends). However, this income is taxable. Therefore it is worth […]

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Understanding hidden cost of owning mutual funds

November 1, 2015 Mutual Fund Companies pay financial advisors an annual fee called “trailer fee” for selling the company’s funds to the advisor’s clients.  In a detailed recent report (A Dissection of Mutual Fund Fees, Flows and Performance), the Canadian Securities Administration (CSA) (a group which represents […]

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How average Canadian households can earn a more comfortable retirement

Toronto, January 25 2015 This is the time of year when most tax-payers make their Registered Retirement Savings Plan (RRSP) contributions. The last day to make contributions for Financial Year 2014 is March 2, 2015. Contributing to an RRSP is one of the most important financial decisions […]

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